Pet Trusts Have Many Benefits
Those who have pets understand how much joy and comfort they provide. Since you love them, you give them the best life you can. But what if you were suddenly unable to care for them? Who would care for your…
Making Connections with Seniors to Prevent Loneliness
It is most people's dream to live a long and healthy life. Wisdom is one of the reasons why we admire senior citizens. However, their long life often comes with the grief of outliving their spouses, friends, and sometimes their…
Is It Necessary to Disinherit Your Special Needs Child for Benefit Protection?
A family with a special needs child faces unique challenges and opportunities. Providing appropriate medical, educational, recreational, and employment opportunities for your special needs child can result in a lifetime of pursuing public and private programs and services. Too often,…
Self-Discipline and Financial Literacy Are Key to Building Wealth
A steady path can over time make you a self-made millionaire if you are part of the millennial generation or younger. It does not require a unique set of skills, specialized knowledge, or even excessive risks. Americans who achieve millionaire…
The Different Ways of Holding Title to a Property
The manner in which a home and other types of real property are titled deserves careful consideration. Real estate constitutes the land and any structure, including vegetation, livestock, crops, and other natural resources that sit on the land under the…
The Best Way to Talk to Kids About Inheritance
When it comes to wealth, many parents are uncomfortable discussing it with their children. There is a taboo attached to discussing money or property. Asking someone else about what they have is often considered impolite. But failing to talk to…
Adults With Intellectual Disabilities and Developmental Disabilities
Described as I/DD, intellectual and developmental disabilities affect varying aspects of a person's behavior, such as their social skills and everyday capabilities: Reason Learn Problem-solve Live independently I/DD is, in essence, the adult terminology for special needs, the term most…
A Guide to Changing from Social Security Retirement Benefits to Disability Benefits
You may be able to switch your retirement benefits to disability benefits under certain circumstances. For example, if you become disabled after filing for retirement benefits early, you might be able to qualify for Social Security Disability Insurance (SSDI). If…
A Guide to Understanding Gift Taxes
Transferring assets, cash or property, without receiving anything of equal value is subject to gift tax. The asset has to be of a certain value for the tax to apply; otherwise, it falls under the gift tax exclusion, either annual…
The Development of User-Friendly Technologies for Seniors
In 2050, there will be 458 million Americans, including 92.1 million over 65, according to the US Census Bureau. If these projections are accurate, seniors will constitute slightly over 20 percent of the population. By the year 2030, all of…